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Appendix table 1. Consumers' views and intentions

	Average 10/1995-	Max. 10/1995-	Min. 10/1995-	07/2017	06/2018	07/2018	Outlook 1)
A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4	12.5	25.8	-6.5	22.8	23.0	22.0	++
A2 Old CCI = (B1+B2+B3+B4+C1)/5	6.8	20.6	-15.0	17.2	16.0	16.2	++
A3 Micro indicator = (B2+D1+D2)/3	25.8	33.4	9.5	29.5	32.5	30.9	+
A4 Macro indicator = (B4+B7)/2	0.9	22.8	-39.1	18.0	15.1	15.5	++
B1 Own economy now (balance)	3.9	9.8	-4.0	6.7	6.7	8.7	++
- Better (%)	23.4	30.6	16.4	26.3	27.6	28.8
- Worse (%)	16.4	22.7	11.4	15.7	15.4	14.4
B2 Own economy in 12 months' time (balance)	8.4	14.1	2.3	10.5	11.6	10.9	+
- Better (%)	25.9	33.4	18.2	28.3	29.5	30.0
- Worse (%)	11.3	17.7	6.6	9.2	9.6	11.0
B3 Finland's economy now (balance)	-1.4	29.5	-60.9	25.3	25.6	24.1	++
- Better (%)	27.8	62.1	2.0	56.3	56.5	52.7
- Worse (%)	27.6	88.5	4.2	8.6	9.3	7.2
B4 Finland's economy in 12 months' time (balance)	4.3	25.3	-27.1	20.1	12.1	11.7	+
- Better (%)	32.2	57.3	11.6	47.2	37.9	35.2
- Worse (%)	22.1	57.3	6.0	8.0	13.6	12.5
B5 Inflation now (per cent)	2.2	5.8	-2.0	1.2	1.7	1.7
B6 Inflation in 12 months' time (per cent)	2.1	4.6	0.6	1.7	1.8	1.9
B7 Unemployment in Finland in 12 months' time (balance)	-2.6	27.6	-51.1	15.9	18.1	19.3	++
- Less (%)	31.0	60.8	6.4	46.7	49.0	50.0
- More (%)	33.6	83.3	6.9	15.1	13.7	12.2
B8 Own threat of unemployment now (balance)	-0.8	9.8	-18.8	2.9	7.4	3.8	+
- Decreased (%)	13.3	20.4	5.3	16.8	18.6	16.7
- Increased (%)	16.8	31.9	7.9	14.9	9.6	14.4
C1 Favourability of time for purchasing durables (balance)	18.7	41.8	-14.2	23.2	24.1	25.3	+
- Favourable time (%)	44.6	62.4	29.6	43.6	42.7	45.4
- Unfavourable time (%)	25.9	45.7	15.2	20.4	18.7	20.0
C2 Favourability of time for saving (balance)	11.0	36.8	-19.6	16.3	27.8	27.0	++
- Good time (%)	58.3	80.7	33.4	62.3	70.3	70.1
- Bad time (%)	36.2	58.5	15.5	31.5	24.0	21.9
C3 Favourability of time for raising a loan (balance)	18.5	42.0	-47.1	34.4	33.3	30.8	+
- Good time (%)	62.8	78.2	13.3	74.2	74.2	72.5
- Bad time (%)	30.1	83.4	12.1	17.0	18.2	19.4
D1 Household's financial situation now (balance)	28.9	37.0	14.7	33.5	35.7	35.7	++
- Can save (%)	60.3	70.4	38.6	65.9	69.9	68.5
- Uses savings or gets into debt (%)	6.8	10.1	4.5	4.7	5.7	5.5
D2 Household's saving possibilities in the next 12 months (balance)	40.0	52.2	10.9	44.5	50.3	46.1	+
- Can save (%)	74.4	82.3	56.6	76.8	80.5	77.2
- Cannot save (%)	23.8	40.3	16.5	21.0	18.2	20.4
D5 Household's intentions to raise a loan in the next 12 months (% of households)	13.1	17.8	9.1	13.2	13.7	14.0	+
- Yes, certainly (%)	5.6	8.5	3.1	6.0	7.3	6.8
- Possibly (%)	7.5	11.4	5.0	7.1	6.4	7.2
E1 Spending on durables, next 12 months vs last 12 months (balance)	-8.9	-2.4	-18.2	-9.5	-9.9	-9.6	=
- More (%)	21.3	30.8	13.9	19.2	20.1	19.8
- Less (%)	32.6	40.4	25.6	32.0	31.7	31.9
E2 Intentions to buy a car in the next 12 months (% of households)	16.8	21.7	12.7	16.3	15.7	17.0	=
- Very likely (%)	8.5	12.1	5.1	8.4	8.4	8.3
- Fairly likely (%)	8.2	10.4	5.3	7.9	7.4	8.7
E4 Intentions to buy a dwelling in the next 12 months (% of households)	7.0	11.3	4.1	9.0	7.0	7.8	+
- Yes, certainly (%)	3.0	5.2	1.3	3.9	3.4	3.0
- Possibly (%)	4.0	6.2	2.2	5.1	3.6	4.9
E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households)	18.8	27.0	9.8	16.8	20.1	17.0	-
- Very likely (%)	12.4	19.0	5.0	10.7	11.2	10.8
- Fairly likely (%)	6.4	9.1	3.2	6.1	8.9	6.2

1) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation

Source: Consumer Survey 2018, July. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tuomas Parikka 029 551 3276, consumer.survey@stat.fi

Director in charge: Jari Tarkoma

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Updated 27.7.2018