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Appendix table 1. Consumers' views and intentions

	Average 10/1995-	Max. 10/1995-	Min. 10/1995-	03/2018	02/2019	03/2019	Outlook 1)
A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4	12.7	25.8	-6.5	24.7	15.5	16.1	+
A2 Old CCI = (B1+B2+B3+B4+C1)/5	6.9	20.6	-15.0	17.8	7.7	7.5	=
A3 Micro indicator = (B2+D1+D2)/3	26.0	34.0	9.5	32.4	32.7	32.2	++
A4 Macro indicator = (B4+B7)/2	1.0	22.8	-39.1	18.7	0.7	1.1	=
B1 Own economy now (balance)	4.0	9.8	-4.0	6.2	7.5	8.0	++
- Better (%)	23.5	30.6	16.4	24.7	27.0	28.9
- Worse (%)	16.4	22.7	11.4	15.2	14.8	15.9
B2 Own economy in 12 months' time (balance)	8.5	14.1	2.3	10.7	8.4	10.2	+
- Better (%)	25.9	33.4	18.2	27.7	25.7	28.3
- Worse (%)	11.3	17.7	6.6	9.4	11.4	11.1
B3 Finland's economy now (balance)	-1.0	29.5	-60.9	27.5	8.0	5.1	+
- Better (%)	28.1	62.1	2.0	58.3	31.4	29.3
- Worse (%)	27.2	88.5	4.2	7.7	15.4	17.8
B4 Finland's economy in 12 months' time (balance)	4.2	25.3	-27.1	18.0	-5.8	-4.0	-
- Better (%)	32.0	57.3	11.6	44.9	19.1	20.7
- Worse (%)	22.1	57.3	6.0	9.1	29.9	28.3
B5 Inflation now (per cent)	2.2	5.8	-2.0	1.3	1.5	1.7
B6 Inflation in 12 months' time (per cent)	2.1	4.6	0.6	1.8	1.8	1.9
B7 Unemployment in Finland in 12 months' time (balance)	-2.3	27.6	-51.1	19.5	7.2	6.3	+
- Less (%)	31.2	60.8	6.4	51.9	35.2	35.8
- More (%)	33.2	83.3	6.9	13.6	20.9	22.5
B8 Own threat of unemployment now (balance)	-0.5	9.8	-18.8	6.1	6.2	6.0	++
- Decreased (%)	13.5	20.4	5.3	18.4	19.2	18.6
- Increased (%)	16.6	31.9	7.9	12.2	11.7	11.9
C1 Favourability of time for purchasing durables (balance)	18.8	41.8	-14.2	26.5	20.2	18.2	=
- Favourable time (%)	44.5	62.4	29.6	43.6	40.3	38.9
- Unfavourable time (%)	25.7	45.7	15.2	17.2	20.1	20.6
C2 Favourability of time for saving (balance)	11.5	36.8	-19.6	27.2	28.8	27.9	++
- Good time (%)	58.7	80.7	33.4	70.9	72.5	70.9
- Bad time (%)	35.8	58.5	15.5	23.1	22.5	24.1
C3 Favourability of time for raising a loan (balance)	18.6	42.0	-47.1	31.1	22.4	23.6	+
- Good time (%)	62.9	78.2	13.3	73.1	66.1	67.7
- Bad time (%)	30.0	83.4	12.1	18.2	26.2	25.0
D1 Household's financial situation now (balance)	29.1	37.3	14.7	36.1	37.2	34.7	++
- Can save (%)	60.5	72.2	38.6	70.4	72.2	69.6
- Uses savings or gets into debt (%)	6.8	10.1	4.5	6.1	6.7	8.0
D2 Household's saving possibilities in the next 12 months (balance)	40.3	53.6	10.9	50.5	52.3	51.8	++
- Can save (%)	74.5	82.3	56.6	81.9	81.7	79.7
- Cannot save (%)	23.7	40.3	16.5	16.5	16.8	18.2
D5 Household's intentions to raise a loan in the next 12 months (% of households)	13.1	17.8	9.1	14.0	13.9	13.3	=
- Yes, certainly (%)	5.6	8.5	3.1	6.8	6.5	6.5
- Possibly (%)	7.5	11.4	5.0	7.1	7.4	6.8
E1 Spending on durables, next 12 months vs last 12 months (balance)	-8.9	-2.4	-18.2	-8.6	-7.2	-11.2	-
- More (%)	21.3	30.8	13.9	20.2	20.9	19.4
- Less (%)	32.6	40.4	25.6	31.0	29.6	33.6
E2 Intentions to buy a car in the next 12 months (% of households)	16.7	21.7	12.7	16.3	14.9	17.4	+
- Very likely (%)	8.5	12.1	5.1	8.8	7.6	7.8
- Fairly likely (%)	8.2	10.4	5.3	7.6	7.3	9.6
E4 Intentions to buy a dwelling in the next 12 months (% of households)	7.0	11.3	4.1	6.0	9.1	7.1	=
- Yes, certainly (%)	3.0	5.2	1.3	2.6	2.8	2.5
- Possibly (%)	4.0	6.3	2.2	3.3	6.3	4.6
E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households)	18.8	27.0	9.8	18.5	19.0	20.7	+
- Very likely (%)	12.4	19.0	5.0	11.7	11.7	12.2
- Fairly likely (%)	6.4	9.1	3.2	6.8	7.3	8.5

1) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation

Source: Consumer Survey 2019, March. Statistics Finland

Inquiries: Tuomas Parikka 029 551 3276, Pertti Kangassalo 029 551 3598, consumer.survey@stat.fi

Director in charge: Jari Tarkoma

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Updated 27.3.2019