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Appendix table 1. Consumers' views and intentions

	Average 10/1995-	Max. 10/1995-	Min. 10/1995-	04/2018	03/2019	04/2019	Outlook 1)
A1 Consumer confidence indicator, CCI = (B2+B4+B7+D2)/4	12.7	25.8	-6.5	23.2	16.1	15.7	+
A2 Old CCI = (B1+B2+B3+B4+C1)/5	6.9	20.6	-15.0	16.9	7.5	8.9	+
A3 Micro indicator = (B2+D1+D2)/3	26.0	34.0	9.5	29.0	32.2	31.6	++
A4 Macro indicator = (B4+B7)/2	1.0	22.8	-39.1	19.6	1.1	1.4	=
B1 Own economy now (balance)	4.0	9.8	-4.0	5.8	8.0	7.0	+
- Better (%)	23.5	30.6	16.4	25.4	28.9	27.1
- Worse (%)	16.4	22.7	11.4	15.1	15.9	15.4
B2 Own economy in 12 months' time (balance)	8.5	14.1	2.3	9.7	10.2	8.9	=
- Better (%)	25.9	33.4	18.2	26.4	28.3	27.0
- Worse (%)	11.3	17.7	6.6	9.7	11.1	12.1
B3 Finland's economy now (balance)	-1.0	29.5	-60.9	26.2	5.1	9.3	+
- Better (%)	28.2	62.1	2.0	56.2	29.3	31.5
- Worse (%)	27.2	88.5	4.2	8.3	17.8	13.6
B4 Finland's economy in 12 months' time (balance)	4.2	25.3	-27.1	17.6	-4.0	-2.5	-
- Better (%)	32.0	57.3	11.6	43.2	20.7	21.0
- Worse (%)	22.1	57.3	6.0	8.9	28.3	25.4
B5 Inflation now (per cent)	2.2	5.8	-2.0	1.6	1.7	1.6
B6 Inflation in 12 months' time (per cent)	2.1	4.6	0.6	1.8	1.9	1.8
B7 Unemployment in Finland in 12 months' time (balance)	-2.3	27.6	-51.1	21.6	6.3	5.4	+
- Less (%)	31.2	60.8	6.4	53.9	35.8	34.2
- More (%)	33.1	83.3	6.9	11.4	22.5	22.8
B8 Own threat of unemployment now (balance)	-0.4	9.8	-18.8	4.0	6.0	4.9	+
- Decreased (%)	13.5	20.4	5.3	15.7	18.6	13.7
- Increased (%)	16.5	31.9	7.9	12.4	11.9	10.2
C1 Favourability of time for purchasing durables (balance)	18.8	41.8	-14.2	25.4	18.2	21.8	+
- Favourable time (%)	44.5	62.4	29.6	44.5	38.9	42.0
- Unfavourable time (%)	25.7	45.7	15.2	19.1	20.6	20.2
C2 Favourability of time for saving (balance)	11.6	36.8	-19.6	26.9	27.9	31.2	++
- Good time (%)	58.7	80.7	33.4	70.4	70.9	73.0
- Bad time (%)	35.7	58.5	15.5	22.8	24.1	21.2
C3 Favourability of time for raising a loan (balance)	18.6	42.0	-47.1	31.9	23.6	27.2	+
- Good time (%)	62.9	78.2	13.3	74.0	67.7	68.7
- Bad time (%)	30.0	83.4	12.1	18.2	25.0	22.1
D1 Household's financial situation now (balance)	29.1	37.3	14.7	33.4	34.7	34.9	++
- Can save (%)	60.6	72.2	38.6	67.3	69.6	68.9
- Uses savings or gets into debt (%)	6.8	10.1	4.5	7.5	8.0	7.6
D2 Household's saving possibilities in the next 12 months (balance)	40.4	53.6	10.9	43.9	51.8	51.1	++
- Can save (%)	74.6	82.3	56.6	76.4	79.7	79.7
- Cannot save (%)	23.7	40.3	16.5	22.2	18.2	18.4
D5 Household's intentions to raise a loan in the next 12 months (% of households)	13.1	17.8	9.1	13.0	13.3	12.7	-
- Yes, certainly (%)	5.6	8.5	3.1	6.4	6.5	5.9
- Possibly (%)	7.5	11.4	5.0	6.5	6.8	6.8
E1 Spending on durables, next 12 months vs last 12 months (balance)	-8.9	-2.4	-18.2	-8.6	-11.2	-7.5	+
- More (%)	21.3	30.8	13.9	19.4	19.4	21.5
- Less (%)	32.6	40.4	25.6	29.9	33.6	31.0
E2 Intentions to buy a car in the next 12 months (% of households)	16.7	21.7	12.7	17.1	17.4	17.3	+
- Very likely (%)	8.5	12.1	5.1	8.1	7.8	8.4
- Fairly likely (%)	8.2	10.4	5.3	9.0	9.6	8.8
E4 Intentions to buy a dwelling in the next 12 months (% of households)	7.0	11.3	4.1	7.6	7.1	6.9	=
- Yes, certainly (%)	3.0	5.2	1.3	2.7	2.5	2.9
- Possibly (%)	4.0	6.3	2.2	4.9	4.6	4.1
E5 Intentions to spend money on basic repairs of dwelling in the next 12 months (% of households)	18.8	27.0	9.8	15.9	20.7	21.4	+
- Very likely (%)	12.4	19.0	5.0	8.9	12.2	12.5
- Fairly likely (%)	6.4	9.1	3.2	6.9	8.5	9.0

1) Outlook: ++ very good, + good, = neutral, - poor, -- very poor; deviation of balance from average has been compared to standard deviation

Source: Consumer Survey 2019, April. Statistics Finland

Inquiries: Pertti Kangassalo 029 551 3598, Tuomas Parikka 029 551 3276, consumer.survey@stat.fi

Director in charge: Jari Tarkoma

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Updated 29.4.2019