Home > Statistics > Financial statement statistics on credit institutions > 2015 > 1st quarter > Domestic banks' net income from financial operations contracted from the previous year in the first quarter of 2015

Published: 31 August 2015

Domestic banks' net income from financial operations contracted from the previous year in the first quarter of 2015

In the first quarter of 2015, domestic banks’ net income from financial operations amounted to EUR 607 million. Their net income from financial operations contracted by nearly eight per cent from the respective quarter of the year before. Compared with the previous quarter, the net income from financial operations contracted by seven per cent. These data derive from Statistics Finland’s financial statement statistics on credit institutions.

Domestic banks' net income from financial operations and operating profit, 1st quarter 2005–2015, EUR million

Interest income and expenses

Over the quarter, interest income amounted to EUR 1.3 billion, which is EUR 100 million less than one year previously. From the previous quarter, interest income went down by EUR 65 million. Over the quarter, interest expenses amounted to EUR 664 million, which is seven per cent less than one year previously. From the previous quarter, interest expenses went down by two per cent.

Commission income

Commission income amounted to EUR 473 million in the first quarter, which is good one per cent less than one year earlier. Compared with the previous quarter, commission income decreased by two per cent.

Administrative expenses

The administrative expenses of domestic banks amounted to EUR 615 million in the first quarter, which is one per cent more than one year earlier. From the previous quarter, administrative expenses went down by EUR 48 million.

Operating profit and balance sheet

The net operating profit amounted to EUR 1,009 million in the first quarter, which is EUR 238 million more than one year earlier. The aggregate value of the balance sheets was EUR 559 billion. The balance sheets grew by 19.8 per cent year-on-year. The share of own equity in the total of the balance sheets was four per cent.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jan Klavus 029 551 3391, Tarja Husso 029 551 3534, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen

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Appendix tables

• Appendix table 1. Profit and loss accounts of domestic banks 1.1.- 31.3.2015, EUR thousands (31.8.2015)
• Appendix table 2. Balance sheets of domestic banks 1.1.- 31.3.2015, EUR thousands (31.8.2015)
• Appendix table 3. Itemisation of interest income and expenses of domestic deposit banks 1.1.- 31.3.2015, EUR thousands (31.8.2015)
• Appendix table 4. Itemisation of commission income and expenses of domestic deposit banks 1.1.- 31.3.2015, EUR thousands (31.8.2015)
• Appendix table 5. Itemisation of domestic deposit banks' administrative expenses 1.1.- 31.3.2015, EUR thousands (31.8.2015)

Figures

• Appendix figure 1. Domestic banks' interest income and commission income by quarter, 1st quarter 2005 - 2015, EUR million (31.8.2015)
• Appendix figure 2. Domestic banks net operating profit by quarter 2009 - 2015, EUR million (31.8.2015)

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Updated 31.8.2015