Home > Statistics > Financial statement statistics on credit institutions > 2015 > 2nd quarter > Domestic banks' net income from financial operations contracted slightly from the previous year in the second quarter of 2015

Published: 29 September 2015

Domestic banks' net income from financial operations contracted slightly from the previous year in the second quarter of 2015

In the second quarter of 2015, domestic banks’ net income from financial operations amounted to EUR 601 million. Their net income from financial operations contracted by close on one-half per cent from the respective quarter of the year before. Compared with the previous quarter, the net income from financial operations went down by one per cent. These data derive from Statistics Finland’s financial statement statistics on credit institutions.

Domestic banks' net income from financial operations and operating profit, 2nd quarter 2005–2015, EUR million

Interest income and expenses

Over the quarter, interest income amounted to EUR 1.2 billion, which is EUR 141 million less than one year previously. From the previous quarter, interest income went down by EUR 52 million. Over the quarter, interest expenses amounted to EUR 618 million, which is 23 per cent less than one year previously. From the previous quarter, interest expenses went down by seven per cent.

Commission income

Commission income amounted to EUR 470 million in the second quarter, which is eight per cent more than one year earlier. Compared with the previous quarter, the commission income went down by one-half per cent.

Administrative expenses

The administrative expenses of domestic banks amounted to EUR 617 million in the second quarter, which is almost one per cent less than one year earlier. From the previous quarter, administrative expenses went up by close on EUR three million.

Operating profit and balance sheet

The net operating profit amounted to EUR 855 million in the second quarter, which is 19 per cent or EUR 166 million less than one year earlier. The aggregate value of the balance sheets was EUR 530 billion. The balance sheets grew by ten per cent year-on-year. The share of own equity in the total of the balance sheets was 4.4 per cent.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jan Klavus 029 551 3391, Tarja Husso 029 551 3534, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen

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Appendix tables

• Appendix table 1. Profit and loss accounts of domestic banks 1.1.- 30.6.2015, EUR thousands (29.9.2015)
• Appendix table 2. Balance sheets of domestic banks 1.1.- 30.6.2015, EUR thousands (29.9.2015)
• Appendix table 3. Itemisation of interest income and expenses of domestic deposit banks 1.1.- 30.6.2015, EUR thousands (29.9.2015)
• Appendix table 4. Itemisation of commission income and expenses of domestic deposit banks 1.1.- 30.6.2015, EUR thousands (29.9.2015)
• Appendix table 5. Itemisation of domestic deposit banks' administrative expenses 1.1.- 30.6.2015, EUR thousands (29.9.2015)

Figures

• Appendix figure 1. Domestic banks' interest income and commission income by quarter, 2nd quarter 2005 - 2015, EUR million (29.9.2015)
• Appendix figure 2. Domestic banks net operating profit by quarter 2009 - 2015, EUR million (29.9.2015)

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Updated 29.9.2015