Home > Statistics > Financial statement statistics on credit institutions > 2015 > 3rd quarter > Appendix table 1. Profit and loss accounts of domestic banks 1.1.- 30.9.2015, EUR thousands

Appendix table 1. Profit and loss accounts of domestic banks 1.1.- 30.9.2015, EUR thousands

	1.1.- 30.9.2015
	Commercial banks	Co-operative banks total	Savings banks total	Domestic banks total
Interest income	2 882 880	668 672	163 700	3 715 252
Interest expenses	1 719 362	139 443	47 662	1 906 467
NET INCOME FROM FINANCIAL OPERATIONS	1 163 518	529 229	116 038	1 808 785
(Expenses on share capital repayable on demand)	- 1)	-	-	–
Dividend income	334 946	387 982	3 861	726 789
Fee and comission income	1 009 161	319 252	67 184	1 395 597
(Fee and comission expenses)	565 712	39 439	8 088	613 239
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	78 898	184 793	17 886	281 577
Gains or (-) losses on financial assets and liabilities held for trading, net	272 336	2 593	-1 738	273 192
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	10 196	-261	-132	9 803
Gains or (-) losses from hedge accounting, net	-6 592	-49	257	-6 384
Exchange differences [gain or (-) loss], net	650 331	245	-65	650 510
Gains or (-) losses on derecognition of non financial assets, net	6 529	217	301	7 048
Other operating income	98 093	52 637	19 443	170 172
(Other operating expenses)	46 692	108 452	27 771	182 915
TOTAL OPERATING INCOME, NET	3 005 012	1 328 749	187 176	4 520 938
(Administrative expenses)	1 227 957	473 090	97 903	1 798 950
of which: Wages, salaries and fees (including staff-related cost)	633 197	265 245	50 005	948 447
of which: Other administrative expenses	594 760	207 845	47 898	850 503
(Depreciation)	48 628	21 812	4 144	74 584
(Provisions or (-) reversal of provisions)	-3 013	-	-	-3 013
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit of loss)	92 028	27 649	6 256	125 932
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	-	-	-	-
(Impairment or (-) reversal of impairment on non-financial assets)	5	1 778	0	1 784
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	-	-	-	-
PROFIT OR (-) LOSS	1 639 408	804 420	78 873	2 522 700
(Appropriations)	38 923	-696	22 097	60 323
(Tax expense or (-) income related to profit or loss from continuing operations)	324 715	84 195	10 903	419 813
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	1 275 769	720 921	45 874	2 042 564
Profit or (-) loss after tax from discontinued operations	-	-	-	-
PROFIT OR (-) LOSS FOR THE YEAR	1 275 769	720 921	45 874	2 042 564

1) No observations

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Hilkka Jaatinen 029 551 3630, Sari Kuisma 029 551 2645, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen

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Updated 17.12.2015