Home > Statistics > Financial statement statistics on credit institutions > 2015 > 4th quarter > Appendix table 1. Profit and loss accounts of domestic banks 1.1.- 31.12.2015, EUR thousands

Appendix table 1. Profit and loss accounts of domestic banks 1.1.- 31.12.2015, EUR thousands

	1.1.- 31.12.2015
	Commercial banks	Co-operative banks total	Savings banks total	Domestic banks total
Interest income	3 895 367	882 223	218 876	4 996 466
Interest expenses	2 342 520	179 485	62 647	2 584 651
NET INCOME FROM FINANCIAL OPERATIONS	1 552 847	702 738	156 229	2 411 814
(Expenses on share capital repayable on demand)	- 1)	-	-	-
Dividend income	343 490	388 622	4 000	736 112
Fee and comission income	1 346 250	416 444	92 014	1 854 708
(Fee and comission expenses)	753 014	53 312	11 019	817 346
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	90 222	181 814	22 722	294 758
Gains or (-) losses on financial assets and liabilities held for trading, net	432 579	5 819	-1 435	436 963
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	8 740	98	-141	8 698
Gains or (-) losses from hedge accounting, net	-6 265	-52	319	-5 997
Exchange differences [gain or (-) loss], net	813 017	363	-11	813 369
Gains or (-) losses on derecognition of non financial assets, net	6 524	506	365	7 395
Other operating income	129 453	69 825	22 220	221 498
(Other operating expenses)	67 849	148 726	37 051	253 627
TOTAL OPERATING INCOME, NET	3 895 994	1 564 139	248 212	5 708 344
(Administrative expenses)	1 685 954	639 819	136 502	2 462 275
of which: Wages, salaries and fees (including staff-related cost)	852 228	356 830	69 230	1 278 289
of which: Other administrative expenses	833 726	282 988	67 272	1 183 986
(Depreciation)	69 095	29 414	5 632	104 142
(Provisions or (-) reversal of provisions)	13 658	-	-	13 658
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit of loss)	95 784	61 419	9 843	167 046
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	-	-	-	-
(Impairment or (-) reversal of impairment on non-financial assets)	3 303	13 609	644	17 556
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	-	-	-	-
PROFIT OR (-) LOSS	2 028 200	819 877	95 591	2 943 668
(Appropriations)	8 863	76 428	28 491	113 781
(Tax expense or (-) income related to profit or loss from continuing operations)	429 172	72 512	12 777	514 461
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	1 590 166	670 937	54 323	2 315 426
Profit or (-) loss after tax from discontinued operations	-	-	-	-
PROFIT OR (-) LOSS FOR THE YEAR	1 590 166	670 937	54 323	2 315 426

1) No observations

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Kerttu Helin 029 551 3330, Sari Kuisma 029 551 2645, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen

---

Updated 18.4.2016