Home > Statistics > Financial statement statistics on credit institutions > 2018 > 4th quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2018, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2018, EUR thousands

	1.1.- 31.12.2018
	Commercial banks	Foreign banks	Co-operative banks total	Savings banks total	Banks total
Interest income	4 103 114	1 812 130	876 207	206 967	6 998 418
(Interest expenses)	3 057 853	1 008 258	73 005	31 968	4 171 084
NET INCOME FROM FINANCIAL OPERATIONS	1 045 261	803 872	803 202	175 000	2 827 334
(Expenses on share capital repayable on demand)	..	..	..	..	..
Dividend income	230 190	..	267 700	8 247	506 649
Fee and comission income	948 983	1 000 857	474 182	122 308	2 546 330
(Fee and comission expenses)	309 336	160 721	53 450	20 652	544 158
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	47 309	12 162	854	4 197	64 522
Gains or (-) losses on financial assets and liabilities held for trading, net	639 794	31 348	5 896	..	677 038
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	-113 665	..	-3 265	-27 984	-144 345
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	226 341	..	-2 495	..	223 791
Gains or (-) losses from hedge accounting, net	108 707	..	..	-109	98 105
Exchange differences [gain or (-) loss], net	-488 430	11 646	13	107	-476 664
Gains or (-) losses on derecognition of non-financial assets, net	..	550	397	992	..
Other operating income	196 690	201 107	62 814	17 676	478 287
(Other operating expenses)	85 672	17 906	181 254	44 732	329 564
TOTAL OPERATING INCOME, NET	2 445 543	1 873 432	1 374 609	235 050	5 928 634
(Administrative expenses)	1 421 442	1 281 055	745 725	162 086	3 610 309
of which: (Personnel expenses)	813 398	579 237	283 305	75 933	1 751 872
of which:( Other administrative expenses)	608 044	701 819	462 421	86 153	1 858 437
(Depreciation)	139 189	54 078	28 300	10 044	231 612
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	13 663	65	-597	-1 177	11 955
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	63 206	16 368	48 936	7 061	135 571
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	28 204	..	46 772	..	81 182
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	1 181 242
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	2 130 378	543 615	505 472	56 793	3 236 259
(Tax expense or (-) income related to profit or loss from continuing operations)	433 781	91 924	125 111	24 440	675 256
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	1 696 597	451 692	380 360	32 353	2 561 003
Profit or (-) loss after tax from discontinuing operations	..	..	..	..	..
PROFIT OR (-) LOSS FOR THE YEAR	1 696 597	451 692	380 360	32 353	2 561 003

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Antti Suutari 029 551 3257, Jarkko Kaunisto 029 551 3551, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen

---

Updated 18.4.2019