Home > Statistics > Financial statement statistics on credit institutions > 2019 > 4th quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2019, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2019, EUR thousands

	1.1.- 31.12.2019
	Commercial banks	Foreign banks	,Co-operative banks total	Savings banks total	Banks total
Interest income	6 329 457	688 174	910 206	211 717	8 139 552
(Interest expenses)	3 503 512	220 184	64 855	26 214	3 814 765
NET INCOME FROM FINANCIAL OPERATIONS	2 825 944	467 990	845 351	185 503	4 324 787
(Expenses on share capital repayable on demand)	..	..	..	..	..
Dividend income	40 177	..	266 666	..	320 350
Fee and comission income	2 722 781	496 319	494 224	130 676	3 844 000
(Fee and comission expenses)	712 871	108 000	65 781	19 744	906 396
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	161 399	..	..	1 561	161 326
Gains or (-) losses on financial assets and liabilities held for trading, net	1 096 010	34 357	..	..	1 140 836
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	911 798	..	..	41 036	963 101
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-986 689	..	-10 311	..	-997 081
Gains or (-) losses from hedge accounting, net	432	..	325	..	212
Exchange differences [gain or (-) loss], net	-139 685	10 082	-5	60	-129 548
Gains or (-) losses on derecognition of non-financial assets, net	..	-438	..	761	..
Other operating income	676 055	89 378	63 509	17 379	846 321
(Other operating expenses)	81 521	15 628	175 408	49 454	322 011
TOTAL OPERATING INCOME, NET	6 505 882	977 110	1 440 116	315 343	9 238 451
(Administrative expenses)	4 140 484	625 546	796 790	167 119	5 729 940
of which: (Personnel expenses)	2 601 020	268 569	304 816	76 370	3 250 775
of which:( Other administrative expenses)	1 539 464	356 977	491 974	90 749	2 479 165
(Depreciation)	592 638	24 932	23 763	12 682	654 016
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	375 369	35 640	149	315	411 472
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	496 303	89 613	39 156	15 696	640 768
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	17 688
(Impairment or (-) reversal of impairment on non-financial assets)	738 470	..	7 940	..	752 139
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	1 892 778	226 938	570 718	114 011	2 804 444
(Tax expense or (-) income related to profit or loss from continuing operations)	216 327	23 571	175 192	43 978	459 068
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	1 676 450	203 367	395 526	70 033	2 345 376
Profit or (-) loss after tax from discontinuing operations	..	..	..	..	..
PROFIT OR (-) LOSS FOR THE YEAR	1 676 450	203 367	395 526	70 033	2 345 376

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Director in charge: Jan Nokkala

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Updated 16.4.2020