Home > Statistics > Financial statement statistics on credit institutions > 2020 > 2nd quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2020, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2020, EUR thousands

	1.1.- 30.6.2020
	Commercial banks	Foreign banks	,Co-operative banks total	Savings banks total	Banks total
Interest income	2 555 447	379 284	453 246	104 025	3 492 002
(Interest expenses)	1 013 922	121 698	27 598	9 804	1 173 022
NET INCOME FROM FINANCIAL OPERATIONS	1 541 524	257 587	425 647	94 221	2 318 980
(Expenses on share capital repayable on demand)	.. 1) 2)	..	..	..	..
Dividend income	26 570	..	265 343	..	298 433
Fee and comission income	1 279 507	241 644	240 953	67 796	1 829 899
(Fee and comission expenses)	347 420	41 042	23 309	9 133	420 905
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	55 010	..	..	8 152	61 030
Gains or (-) losses on financial assets and liabilities held for trading, net	116 632	12 908	..	..	151 646
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	49 445	..	..	-12 578	29 206
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	571 433	..	-21 639	..	549 773
Gains or (-) losses from hedge accounting, net	..	..	528	433	-33 912
Exchange differences [gain or (-) loss], net	-329 176	6 204	50	48	-322 874
Gains or (-) losses on derecognition of non-financial assets, net	..	..	237	-3 326	-3 136
Other operating income	262 173	27 588	31 911	10 668	332 340
(Other operating expenses)	33 573	10 425	84 739	13 897	142 633
TOTAL OPERATING INCOME, NET	3 157 172	493 297	848 497	148 880	4 647 846
(Administrative expenses)	1 857 756	319 867	425 520	89 342	2 692 484
of which: (Personnel expenses)	1 245 960	134 258	169 913	36 833	1 586 964
of which:( Other administrative expenses)	611 797	185 608	255 606	52 509	1 105 520
(Cash contributions to resolution funds and deposit guarantee schemes)	..	..	25 534	8 233	258 239
(Depreciation)	266 984	12 632	11 276	6 797	297 689
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	141 201	-20 141	-53	599	121 606
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	660 127	81 713	69 808	20 839	832 487
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	..	..	..	..	..
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	709 000	99 168	313 412	22 199	1 143 779
(Tax expense or (-) income related to profit or loss from continuing operations)	9 086	16 310	6 796	5 483	37 675
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	699 914	82 858	306 616	16 716	1 106 103
Profit or (-) loss after tax from discontinuing operations	..	..	..	..	..
PROFIT OR (-) LOSS FOR THE YEAR	699 914	82 858	306 616	16 716	1 106 103

1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Head of Department in charge: Mari Ylä-Jarkko

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Updated 15.10.2020