Home > Statistics > Financial statement statistics on credit institutions > 2020 > 3rd quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2020, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2020, EUR thousands

	1.1.- 30.9.2020
	Commercial banks	Foreign banks	Co-operative banks total	Savings banks total	Banks total
Interest income	3 642 652	587 081	684 440	158 767	5 072 940
(Interest expenses)	1 345 755	196 058	41 291	14 111	1 597 215
NET INCOME FROM FINANCIAL OPERATIONS	2 296 897	391 023	643 148	144 656	3 475 725
(Expenses on share capital repayable on demand)	.. 1) 2)	..	..	..	..
Dividend income	32 135	..	267 285	..	303 655
Fee and comission income	1 902 502	377 303	341 718	103 679	2 725 201
(Fee and comission expenses)	500 496	62 677	33 867	14 520	611 560
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	62 987	..	..	8 473	69 128
Gains or (-) losses on financial assets and liabilities held for trading, net	559 609	17 771	..	..	603 651
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	144 144	..	..	-652	137 029
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	372 473	..	-24 698	..	347 741
Gains or (-) losses from hedge accounting, net	-28 748	..	..	992	-26 961
Exchange differences [gain or (-) loss], net	-384 922	8 964	58	-162	-376 062
Gains or (-) losses on derecognition of non-financial assets, net	..	..	69	-3 244	..
Other operating income	382 962	52 452	43 302	12 780	491 496
(Other operating expenses)	47 482	16 112	122 418	21 231	207 243
TOTAL OPERATING INCOME, NET	4 791 273	767 459	1 134 109	235 042	6 927 883
(Administrative expenses)	2 765 794	470 091	619 589	130 936	3 986 411
of which: (Personnel expenses)	1 875 411	193 270	241 813	52 977	2 363 471
of which:( Other administrative expenses)	890 384	276 821	377 777	77 959	1 622 940
(Cash contributions to resolution funds and deposit guarantee schemes)	..	..	25 534	8 242	274 629
(Depreciation)	410 718	18 863	16 901	10 295	456 777
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	134 132	-15 952	128	369	118 677
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	652 264	93 802	79 706	22 500	848 271
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	..	..	..	..	..
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	1 277 382	208 203	389 031	61 598	1 936 214
(Tax expense or (-) income related to profit or loss from continuing operations)	157 085	37 196	24 957	21 672	240 910
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	1 120 296	171 007	364 074	39 927	1 695 304
Profit or (-) loss after tax from discontinuing operations	.	.	.	.	.
PROFIT OR (-) LOSS FOR THE YEAR	1 120 296	171 007	364 074	39 927	1 695 304

1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Head of Department in charge: Mari Ylä-Jarkko

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Updated 17.12.2020