Home > Statistics > Financial statement statistics on credit institutions > 2020 > 4th quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2020, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2020, EUR thousands

	1.1.- 31.12.2020
	Commercial banks	Foreign banks	,Co-operative banks total	Savings banks total	Banks total
Interest income	4 699 090	788 379	906 760	214 468	6 608 697
(Interest expenses)	1 638 058	262 488	49 317	18 086	1 967 949
NET INCOME FROM FINANCIAL OPERATIONS	3 061 032	525 891	857 443	196 382	4 640 748
(Expenses on share capital repayable on demand)	.. 1) 2)	..	..	..	..
Dividend income	37 745	..	267 781	..	310 094
Fee and comission income	2 598 685	488 137	460 225	142 331	3 689 379
(Fee and comission expenses)	673 158	82 012	46 099	19 301	820 570
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	66 860	..	..	9 275	73 399
Gains or (-) losses on financial assets and liabilities held for trading, net	668 421	27 268	31 991	..	727 846
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	358 137	..	..	19 251	375 615
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-44 398	..	-28 309	..	-72 808
Gains or (-) losses from hedge accounting, net	-49 835	..	..	653	-48 120
Exchange differences [gain or (-) loss], net	-46 075	12 631	78	-369	-33 736
Gains or (-) losses on derecognition of non-financial assets, net	..	-391	-10	-3 573	..
Other operating income	556 313	79 021	57 794	15 055	708 183
(Other operating expenses)	65 191	19 857	168 126	28 168	281 343
TOTAL OPERATING INCOME, NET	6 466 591	1 029 107	1 430 998	336 073	9 262 770
(Administrative expenses)	3 752 928	645 828	826 924	177 682	5 403 362
of which: (Personnel expenses)	2 499 442	269 578	323 596	71 512	3 164 127
of which:( Other administrative expenses)	1 253 486	376 250	503 329	106 170	2 239 235
(Cash contributions to resolution funds and deposit guarantee schemes)	251 851	..	25 179	..	292 320
(Depreciation)	553 841	25 016	22 679	13 739	615 275
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	136 398	..	..	512	123 033
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	687 283	111 292	142 475	38 295	979 345
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	..	..	20 812	1 693	74 077
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	2 604 711	282 508	392 929	95 958	3 376 106
(Tax expense or (-) income related to profit or loss from continuing operations)	511 643	43 922	26 656	34 809	617 030
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	2 093 068	238 587	366 272	61 149	2 759 076
Profit or (-) loss after tax from discontinuing operations	.	.	.	.	.
PROFIT OR (-) LOSS FOR THE YEAR	2 093 068	238 587	366 272	61 149	2 759 076

1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Head of Department in charge: Katri Kaaja

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Updated 22.4.2021