Home > Statistics > Financial statement statistics on credit institutions > 2021 > 2nd quarter > Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2021, EUR thousands

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.6.2021, EUR thousands

	1.1.- 30.6.2021
	Commercial banks	Foreign banks	,Co-operative banks total	Savings banks total	Banks total
Interest income	2 176 969	404 353	445 200	110 388	3 136 911
(Interest expenses)	589 006	126 357	4 404	7 262	727 028
NET INCOME FROM FINANCIAL OPERATIONS	1 587 964	277 995	440 797	103 127	2 409 882
(Expenses on share capital repayable on demand)	.. 1) 2)	..	..	..	..
Dividend income	20 779	..	199 839	..	224 320
Fee and comission income	1 449 680	280 432	273 380	81 535	2 085 027
(Fee and comission expenses)	328 236	41 495	23 368	9 502	402 601
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net	-13 427	..	..	773	-14 414
Gains or (-) losses on financial assets and liabilities held for trading, net	993 120	17 157	..	..	1 020 660
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net	247 127	..	..	11 296	262 967
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net	-478 363	..	-7 236	..	-485 638
Gains or (-) losses from hedge accounting, net	10 722	..	..	-153	11 068
Exchange differences [gain or (-) loss], net	19 161	9 162	..	..	28 389
Gains or (-) losses on derecognition of non-financial assets, net	..	..	355	1 079	..
Other operating income	504 374	19 493	65 561	38 938	628 366
(Other operating expenses)	49 474	7 489	95 603	14 336	166 901
TOTAL OPERATING INCOME, NET	3 960 675	554 700	869 033	215 447	5 599 855
(Administrative expenses)	1 900 372	320 149	422 317	97 648	2 740 485
of which: (Personnel expenses)	1 297 163	132 335	174 485	40 135	1 644 118
of which:( Other administrative expenses)	603 209	187 813	247 831	57 513	1 096 367
(Cash contributions to resolution funds and deposit guarantee schemes)	249 770	..	33 048	..	297 552
(Depreciation)	287 950	12 307	11 800	6 350	318 408
Gains or (-) losses caused by changes made, net	..	..	..	..	..
(Provisions or (-) reversal of provisions)	-29 897	-4 531	151	354	-33 924
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)	-6 155	39 862	21 217	4 426	59 349
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates)	..	..	..	..	..
(Impairment or (-) reversal of impairment on non-financial assets)	14 253	..	7 446	..	26 767
Negative goodwill recognised in profit or loss	..	..	..	..	..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates.	..	..	..	..	..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	..	..	..	..	..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS	2 010 484	191 690	373 055	90 984	2 666 212
(Tax expense or (-) income related to profit or loss from continuing operations)	389 439	33 578	41 121	31 132	495 271
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS	1 621 045	158 111	331 934	59 851	2 170 941
Profit or (-) loss after tax from discontinuing operations	.	.	.	.	.
PROFIT OR (-) LOSS FOR THE YEAR	1 621 045	158 111	331 934	59 851	2 170 941

1) .. No observations.
2) .. Data not available or too uncertain for presentation, or subject to secrecy.

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Matias Hämäläinen 029 551 3737, rahoitusmarkkinat@stat.fi

Head of Department in charge: Katri Kaaja

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Updated 01.7.2021