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Indebtedness ratio of indebted household-dwelling units was 175 per cent in 2021

Release related to topics:Work, wages and livelihoodPopulation and societyHousing and construction
release | Indebtedness 2021

Change

New database tables were added to the statistics on indebtedness. Old tables were moved to the archive.
Read more about the change

According to Statistics Finland, the indebtedness ratio of indebted household-dwelling units was 175 per cent at the end of 2021. The indebtedness ratio of household-dwelling units with housing loans was 225 per cent. Household-dwelling units with loans charged on business activities or a source of income had 265 per cent debt relative to their income. The indebtedness ratio of household-dwelling units with other debts was 174 per cent.

Key selections

  • For all household-dwelling units, debts amounted to 113 per cent relative to disposable monetary income in 2021.
  • Household-dwelling units with loans charged on business activities or a source of income had the highest amount of debt relative to their disposable monetary income. The indebtedness ratio of these household-dwelling units was 265 per cent.
  • The indebtedness ratio of indebted household-dwelling units was 175 per cent.
  • The indebtedness ratio of household-dwelling units with housing loans was 225 per cent.
  • Among the regions, the indebtedness ratios were highest in Åland and Uusimaa and lowest in Kainuu and Kymenlaakso.

Change

New database tables were added to the statistics on indebtedness. Old tables were moved to the archive.
Read more about the change

Database tables

Pick the data you need into tables, view the data as graphs, or download the data for your use.

New database tables
13gz
Classifications used:
  • Decile
  • Household-dwelling units
  • Major region
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13kt
Classifications used:
  • Region
  • Age of reference person
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13ks
Classifications used:
  • Structure of Household-dwelling unit
  • Household-dwelling units
  • Rate of indebtedness
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13kw
Classifications used:
  • Municipality
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13hh
Classifications used:
  • Age of reference person
  • Type of debt
  • Structure of Household-dwelling unit
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13iy
Classifications used:
  • Major region
  • Age of reference person
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13ug
Classifications used:
  • Region
  • Age of reference person
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
irregular
Statistics:
Updated:
Removed database tables

Future releases

Documentation

Description of the production, used methods and quality of the statistics.

Go to documentation of the statistics

Referencing instructions

Indebtedness [online publication].
Reference period: 2021. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 16.10.2024].
Access method:

Statistical experts

Inquiries primarily

Service email
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Ossi Kohvakka
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029 551 3534

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Hannele Orjala
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029 551 3582