Indebtedness ratio of indebted household-dwelling units was 173 per cent in 2022

release | Indebtedness 2022

According to Statistics Finland, the indebtedness ratio of indebted household-dwelling units was 173 per cent at the end of 2022. The indebtedness ratio of household-dwelling units with housing loans was 223 per cent. Household-dwelling units with loans charged on business activities or a source of income had 262 per cent debt relative to their income. The indebtedness ratio of household-dwelling units with other debts was 171 per cent.

Key selections

  • For all household-dwelling units, debts amounted to 110 per cent relative to disposable monetary income in 2022. The indebtedness ratio decreased slightly from the previous year.
  • The indebtedness ratio of indebted household-dwelling units was 173 per cent.
  • The indebtedness ratio of household-dwelling units with housing loans was 223 per cent.
  • Household-dwelling units with loans charged on business activities or a source of income had the highest amount of debt relative to their disposable monetary income. The indebtedness ratio of these household-dwelling units was 262 per cent.
  • Among the regions, the indebtedness ratios were highest in Åland and Uusimaa and lowest in Kainuu and Kymenlaakso.

Database tables

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Updated database tables
Classifications used:
  • Decile
  • Household-dwelling units
  • Major region
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
  • Age of reference person
  • Type of debt
  • Structure of Household-dwelling unit
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
  • Major region
  • Age of reference person
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
  • Structure of Household-dwelling unit
  • Household-dwelling units
  • Rate of indebtedness
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
  • Region
  • Age of reference person
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
Classifications used:
  • Municipality
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:

Future releases

Documentation

Description of the production, used methods and quality of the statistics.

Go to documentation of the statistics

Referencing instructions

Indebtedness [online publication].
Reference period: 2022. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 16.10.2024].
Access method:

Statistical experts

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Markku Nieminen
Senior Statistician
029 551 2519

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Hannele Orjala
Head of Department in charge
029 551 3582