Go to content
Go to the home page - Statistics Finland

Indebtedness ratio of indebted household-dwelling units was 173 per cent in 2022

Release related to topics:Work, wages and livelihoodPopulation and societyHousing and construction
release | Indebtedness 2022

According to Statistics Finland, the indebtedness ratio of indebted household-dwelling units was 173 per cent at the end of 2022. The indebtedness ratio of household-dwelling units with housing loans was 223 per cent. Household-dwelling units with loans charged on business activities or a source of income had 262 per cent debt relative to their income. The indebtedness ratio of household-dwelling units with other debts was 171 per cent.

Key selections

  • For all household-dwelling units, debts amounted to 110 per cent relative to disposable monetary income in 2022. The indebtedness ratio decreased slightly from the previous year.
  • The indebtedness ratio of indebted household-dwelling units was 173 per cent.
  • The indebtedness ratio of household-dwelling units with housing loans was 223 per cent.
  • Household-dwelling units with loans charged on business activities or a source of income had the highest amount of debt relative to their disposable monetary income. The indebtedness ratio of these household-dwelling units was 262 per cent.
  • Among the regions, the indebtedness ratios were highest in Åland and Uusimaa and lowest in Kainuu and Kymenlaakso.

Database tables

Pick the data you need into tables, view the data as graphs, or download the data for your use.

Updated database tables
13gz
Classifications used:
  • Decile
  • Household-dwelling units
  • Major region
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13hh
Classifications used:
  • Age of reference person
  • Type of debt
  • Structure of Household-dwelling unit
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13iy
Classifications used:
  • Major region
  • Age of reference person
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13ks
Classifications used:
  • Structure of Household-dwelling unit
  • Household-dwelling units
  • Rate of indebtedness
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13kt
Classifications used:
  • Region
  • Age of reference person
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13kw
Classifications used:
  • Municipality
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:

Future releases

Documentation

Description of the production, used methods and quality of the statistics.

Go to documentation of the statistics

Referencing instructions

Indebtedness [online publication].
Reference period: 2022. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 21.11.2024].
Access method:

Statistical experts

Inquiries primarily

Service email
toimeentulo.tilastokeskus@stat.fi
Markku Nieminen
Senior Statistician
029 551 2519

Head of Department in charge

Hannele Orjala
Head of Department in charge
029 551 3582