Go to content
Go to the home page - Statistics Finland

Average debt of indebted household-dwelling units was EUR 94,000 in 2023

Release related to topics:Work, wages and livelihoodPopulation and societyHousing and construction
release | Indebtedness 2023

According to Statistics Finland, about half (51%) of Finnish household-dwelling units were in debt in 2023. The majority (70%) of the debt was housing debt. The average debt per indebted household-dwelling unit was EUR 94,000 in 2023. The average housing loans of household-dwelling units with housing loans amounted to EUR 114,800. The average debts decreased in both nominal and real euros.

Key selections

  • At the end of 2023, household-dwelling units' debts amounted to EUR 137 billion, most of which (70%) were housing loans.
  • Indebted household-dwelling units accounted for 51% of all household-dwelling units. Housing debtors accounted for 29% of all household-dwelling units.
  • The average debts decreased in both nominal and real euros.

Database tables

Pick the data you need into tables, view the data as graphs, or download the data for your use.

Updated database tables
13xy
Classifications used:
  • Region
  • Type of debt
  • Structure of Household-dwelling unit
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
142c
Classifications used:
  • Region
  • Type of debt
  • Structure of Household-dwelling unit
  • Value of money
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13xz
Classifications used:
  • Structure of Household-dwelling unit
  • Major region
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13y7
Classifications used:
  • Age-class
  • Sex
  • Type of debt
  • Persons
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13y5
Classifications used:
  • Major region
  • Debt class
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13y6
Classifications used:
  • Interest class
  • Debt class
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13y3
Classifications used:
  • Major region
  • Number of children
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13y4
Classifications used:
  • Debt class
  • Type of debt
  • Household-dwelling units
  • Structure of Household-dwelling unit
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:
13y1
Classifications used:
  • Municipality
  • Type of debt
  • Household-dwelling units
Reference period cycle:
year
Updating frequency:
year
Statistics:
Updated:

Future releases

Documentation

Description of the production, used methods and quality of the statistics.

Go to documentation of the statistics

Referencing instructions

Official Statistics of Finland (OSF): Indebtedness [online publication].
Reference period: 2023. ISSN=2489-3285. Helsinki: Statistics Finland [Referenced: 21.11.2024].
Access method:

Statistical experts

Inquiries primarily

Service email
toimeentulo.tilastokeskus@stat.fi
Markku Nieminen
Senior Statistician
029 551 2519

Head of Department in charge

Hannele Orjala
Head of Department in charge
029 551 3582